Everfi Guide: What to Do If You Suspect Identity Theft

Identity Theft A Digital Battlefield
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Do you find yourself asking ‘What should you do if you suspect you are the victim of identity theft everfi’? You’re not alone. In fact, according to the Federal Trade Commission, there were an estimated 3.2 million reports of fraud in 2019, a fraction of which were identity theft cases. Negotiating the maze of practical steps in this situation can be daunting. But, with carefully considered, strategic moves, you can regain control.

Understanding Identity Theft

Evolving Identity Theft Tactics

First, let’s understand what exactly we’re up against. Identity theft is a crafty crime where a fraudster obtains and uses another person’s private identifying information, usually for financial gain. If this sounds like a scene out of a sci-fi movie, believe me, it isn’t! In fact, it’s more common than you might think.

There’s more to identity theft than just someone swiping your credit card details. It can take various forms like financial identity theft, where someone wants to go on a shopping spree with your money, or medical identity theft, where someone gets medical treatment under your name. You might even find someone committing a crime under your name – now, that’s criminal identity theft for you!

According to a report by the FTC, there were a staggering 1.4 million identity theft reports in 2020. And, these are just the cases that were reported!

Signs That You Might Be a Victim of Identity Theft

Signs of Identity Theft Description
Unexplained bank transactions Unfamiliar charges on bank statements.
Unauthorized credit card charges Charges for purchases you didn’t make.
Calls from debt collectors for debts, not yours Debt collectors contact you for loans or debts you didn’t take out.
Medical bills for procedures not received Receiving medical bills for treatments you didn’t undergo.
Suspicious activity on accounts Any unusual activity on financial or personal accounts.

Now, if you’re thinking, “How would I even know if I’ve been targeted?”, you’re on the right track.

Here’s the thing about identity theft – the sooner you catch it, the less damage it does. So, keep an eye out for these common signs:

  • Unexplained bank transactions: If your bank statement looks like a shopping list you don’t remember making, it could be a sign.
  • Credit card charges for things you didn’t buy: Unless you’re in the habit of sleep-shopping, these charges could be red flags.
  • Calls from debt collectors for debts that aren’t yours: If a debt collector calls you about a loan you never took out, it’s time to investigate.

But, how do most victims find out they’ve been targeted? Well, 33% of them find out through a financial institution. But remember, you don’t want to be relying on someone else to tell you that you’ve been robbed!

The key is to stay vigilant and keep a close eye on your financial and personal accounts. Learn about this article on how should you secure your home wireless network for teleworking.

If you think you might be a victim of identity theft, it’s important to act quickly.

What Should You Do If You Suspect You Are The Victim Of Identity Theft Everfi

So you’ve noticed something’s off. Maybe you found an unfamiliar charge, or perhaps you received a medical bill for a procedure you never had. Now, you’re asking yourself: “What Should You Do If You Suspect You Are The Victim Of Identity Theft Everfi?” Well, don’t hit the panic button just yet!

Step 1: Confirm Your Suspicions

First, take a deep breath and double-check your information. Sometimes, a forgotten purchase or a mistake by your bank can trigger false alarms.

Step 2: Alert The Authorities

If you’re sure it’s not a mistake, it’s time to let the authorities know. Report the theft to your bank, credit card providers, and the FTC at IdentityTheft.gov.

Step 3: Freeze Your Credit

Next, place a freeze on your credit reports. This can prevent the thief from opening more accounts in your name.

Step 4: Review and Dispute

Then, review all your financial statements. Dispute any incorrect information or fraudulent charges.

Step 5: Document Everything

Keep a record of every conversation and correspondence. These documents can support your claims if there’s any dispute later.

Step 6: Implement Protective Measures

Finally, take measures to protect your identity in the future. This could involve regularly reviewing your financial statements, shredding sensitive documents, or installing reliable security software on your devices.

The road to recovery might seem long, but you’re not alone. Get some extra support from Everfi’s guide on identity protection.

Protecting Your Identity Post-Theft

Identity Theft Precautions The Fortified Fortress

The storm has passed, and you’re safe again. But, just because it happened once doesn’t mean it can’t happen again.

So, how can you protect your identity post theft?

Regularly Monitor Your Accounts

You’re not a fan of surprises. And when it comes to your money, you should be the first to know if something’s up. Regularly check your bank and credit card statements to spot any suspicious activity.

Safeguard Your Personal Information

In the era of oversharing, some things should still be kept private. Be cautious about who you share your personal information with and how.

Use Strong and Unique Passwords

Your password isn’t something to take lightly. A strong and unique password can act like a fortress, keeping fraudsters at bay.

Stay Updated

Identity theft methods keep evolving, and so should your knowledge. Stay informed about the latest scams and how to avoid them.

Preventing identity theft isn’t a one-and-done deal. It requires constant vigilance. Learn more about consumer protection from Quizzma.

Everfi’s Role in Identity Theft Protection

Ever had that one friend who’s always there when you need them? Well, when it comes to identity theft, Everfi is that friend! They have put together a comprehensive program aimed at equipping you with all the knowledge you need to kick identity theft to the curb.

Everfi The Shield Against Identity Theft

But who exactly is Everfi?

They’re an education technology company committed to helping learners of all ages gain critical skills. One of their areas of focus? You guessed it – identity theft protection!

So what’s in their bag of tricks?

Everfi offers an array of educational programs that dive into the intricacies of identity theft. They tackle everything from recognizing the signs to understanding your rights as a consumer. But they don’t stop there! They go a step further to equip you with practical steps on how to respond if you find yourself a victim of this pesky crime.

But remember, knowledge is power only when applied. And Everfi is a staunch believer in this mantra. They empower you to take the reins and secure your identity from potential threats.

Practical Tips and Resources for Identity Theft Prevention

Tips and Resources Description
Stay Vigilant Regularly review financial accounts for any suspicious activity.
Use Strong Passwords Use unique, strong passwords and consider a password manager.
Secure Your Mail Invest in a secure mailbox or choose paperless options.
Be Cautious With Personal Information Be cautious when sharing personal information and verify the source of requests.
Educate Yourself Stay informed about the latest identity theft tactics and how to counter them.
Seek Professional Help Contact an experienced defense attorney to help fight identity theft charges.

Knowledge is a tool, and like any tool, it’s most effective when used correctly. Now that you know what to do, let’s talk about how to do it.

Here are some practical tips and resources to keep your identity secure:

Stay Vigilant

Regularly review your financial accounts for suspicious activity. If something seems off, dig deeper.

Use Strong Passwords

Strong, unique passwords can keep your online accounts secure. Consider using a password manager to handle the heavy lifting.

Secure Your Mail

Mail theft is a common way identity thieves gain information. Invest in a secure mailbox or consider paperless options.

Be Cautious With Personal Information

Be wary of unsolicited requests for personal information. Always verify the source before sharing anything.

Educate Yourself

The landscape of identity theft is ever-evolving. Stay informed about the latest tactics used by identity thieves and learn how to counter them.

When it comes to identity theft, prevention is always better than cure. Arm yourself with knowledge and stay one step ahead of the game.

For some more practical insights, head over to Everfi’s Money Moves answers. Knowledge is your best defense, so stay curious, stay vigilant, and stay safe!

Frequently Asked Questions

What is the very first action in case of identity theft suspicion?

The foremost step is to report it to your financial institutions to prevent any unauthorized transactions and to initiate recoveries if any unauthorized transactions have already been made.

Should I contact the police if I suspect identity theft?

Absolutely, you should file a report with your local law enforcement. This provides legal documentation of the theft and is necessary for resolving disputes with credit bureaus and creditors.

Do I need to change my Social Security number if my identity has been stolen?

Not necessarily. It’s crucial to first contact the IRS and Social Security Administration to report the fraud; they’ll guide you through the necessary steps.

What actions can minimize my risk of identity theft?

  • Regularly check your financial accounts for suspicious activities.
  • Shred documents containing personal information before discarding.
  • Use secure and unique passwords.
  • Keep your personal documents in a secure place.

Is it necessary to have an identity theft protection service?

While it’s not a necessity, these services can proactively monitor your credit and personal info, potentially detecting and catching identity theft early.


When asking the question, ‘what should you do if you suspect you are the victim of identity theft everfi’, the important thing to remember is to act quickly. Swift reactions can mitigate damage and expedite the resolution process.

Thank you for reading!