Post Menu and Details.
- What is identity theft?
- What is Identity Theft Protection?
- Why should you use an identity theft protection service?
- How do you choose your identity theft protection service?
- A common feature of Identity Theft Protection Service.
- Best Identity Theft Protection Services.
Reading time: ~23 minutes
Have you heard of identity theft protection and been so paranoid about it? If so, don’t hesitate to familiarize yourself with the experts who provide excellent identity theft protection services. Anytime you feel like you are being followed, or certain suspicious people on the internet keep asking you for your personal information, mostly your accounts and passwords. Then you could become the subject or victim of identity theft.
What is identity theft?
Identity theft is a form of fraud in which information is impersonated or stolen from other people to gain access to personal information, such as credit cards and bank accounts. This calamity is sure to occur in most parts of the world, especially in developed countries. Identity theft can cause serious consequences for the victim, including financial loss. To prevent such terrible things from unfolding, secure the fine protection service.
What is Identity Theft Protection?
It is a collective term that describes a wide range of tools and services. This includes social security, different types of surveillance (credit, financial, and dark web). Most regular users believe that the best protection against identity theft is just something large businesses should be concerned about. However, this is not the case. To protect your finances, your reputation, and keep hackers at bay, you need identity protection.
There are many types of services for different needs and tasks. We provide identity theft protection for businesses, families, seniors, children, spouses, and deceased, etc. Identity protection tools help users detect fraud and often include anti-keylogger and anti-phishing modules that help prevent cybercriminals from accessing your information access.
Why should you use an identity theft protection service?
If you are one of the high earners, you are most likely a victim of identity thieves. To keep you safe and less concerned about other people stealing your identity, choose an identity protection company that will monitor your identity, and prevent identity theft. This way, you can now be more confident that your identity is safe and kept away from cybercriminals.
Companies like Identity Lookout, LifeLock, and Trusted ID are examples of identity theft protection services that aim to protect your identity and prevent it from being stolen.
While identity protection services don’t guarantee 100% protection, these companies want to make the public feel like their identity is not stolen. And if your identity is ever stolen, the protection companies will repair the damage. This means that instead of spending your own money dealing with your stolen identity, identity theft protection services are the ones to do it for you.
How do you choose your identity theft protection service?
When choosing the perfect service, you need to think about its measures to keep you safe and help you recover your stolen identity. These services aim to protect and serve more people who have become victims and those who do become victims. These services reduce and prevent identity theft from increasing.
A common feature of Identity Theft Protection Service.
Before setting a specific identity theft, make sure it is right for you. The point is, many users trust the first company they want and only later find out that it doesn’t cover their specific scenarios. Single men/women do not need identity theft protection for children, families, or spouses. Another thing: even if you’re not looking for advanced protection, we encourage you to think about it.
Average coverage is always better than a complete absence. Let’s take a look at the most common features/degrees of protection in the industry. They can, of course, vary depending on the department you work with:
- Identity Theft Monitoring (Standard/Advanced)
- Stolen Funds Replacement
- Recovery Insurance (Up To $1 Million US Dollars)
- Credit Report Monitoring
- Child Identity Theft Protection.
- Credit Report/Scores
- SSN (Social Security Number) Monitoring
- Dark Web Monitoring
- Change of Address Monitoring
This article will be reviewing some of the best Identity Theft Protection Services available in the market.
Best Identity Theft Protection Services.
Identity Guard is one of the leading identity theft protection tools introduced by Intersections over 20 years ago (i.e., 1996). They take identity security to the next level. The recently added artificial intelligence from IBM, Watson, and the Online Trust Alliance (OTA) recognizes this company’s efforts over the past six years. Let’s call it one of the best data security solutions. Services.
A list of notable extras includes dedicated U.S. case managers, a risk management score, and $ 1 million insurance (for stolen funds). The nifty mobile app is also a good idea: it sends notifications whenever something suspicious happens.
In terms of alerts, Identity Guard sends alerts for high-risk transactions, change notices from three credit bureaus, dark web detection, information about your boulders in the dark web, and more. Finally, the digital app has a robust anti-phishing module and a browser extension that improves security.
They give the highest quality of customer support. In our test, we were happy with the speed at which the staff worked and their answers’ helpfulness and simplicity. There is a FAQ section on the official website that will answer most of your questions. Besides, they provide a phone number and email address to contact support.
To register, you will need to share your credit card and social security numbers. The system then asks you a series of simple questions to prove your identity. After that, you will see the main dashboard – it looks like that of an antivirus product. The most important menus are “Privacy Settings” and “Safe Browsing”: The rest of the windows only show warnings.
Identity Guard pricing and package-plans
The entry-level plan gives you a pretty decent set of features, including IBM AI, million-dollar insurance, and a mobile app. Personal threats, suspicious transactions, and personal information on the dark web are notified. The mobile anti-phishing app, together with the browser extension, offers even more protection.
In turn, the total adds a monthly credit score, 3 offices, and bank account takeover notifications. For most people, this is the ultimate choice. The three-bureau credit reports and Social Insight reports are the only Premier perks. With family plans, you will receive notifications when your child’s information hits the dark web, and employees will learn more about cyberbullying on social media.
Here are the available Identity Guard packages:
- Value – 7.5 dollars per month ($12.5 for Family);
- Total – 16.6 dollars per month ($25 for Family);
- Premier – 20.8 dollars per month ($29 for Family).
The company only accepts credit cards and PayPal payments, and there is no free version available. The good news is that Identity Guard offers a free 30-day trial.
- There is an implementation of IBM’s artificial intelligence.
- The company offers affordable prices.
- This protection service usually removes personal info from junk mailing lists.
- It checks the driver’s license info for fraud.
- The company has a record of recovering up to $1 million insurance stolen funds, which were refunded.
- Features like Safe browsing, anti-phishing is available for mobile devices.
- The company offers a generous family plan to its users.
- It has a three-credit bureau monitoring service.
- The company doesn’t include 24/7 support via phone to its users.
- This protection service doesn’t send alert credit bureaus.
- It is important to know that individual child plans aren’t available to users.
- The company doesn’t check sex offender registries, which is a major turn-off for some people.
With IBM artificial intelligence installed on your devices, you are always protected from external threats. Identity Guard offers competitive pricing, three credit bureau monitoring, and several other great features. In many ways, this is the best credit monitoring and identity protection service out there.
Zander insurance can be considered the cheapest tool due to its ease of use, coverage, and critical warning messages. However, Zander insurance’s most attractive side is its affordability (bot for individual and family plans). This company has been an integral part of the industry for over 91 years and has also received a BBB BB rating from A +. It is a must for fans of inexpensive services.
Free coverage for your kids, a spectacular 100% recovery success rate, and constant data breach updates are even more reason to think about it. We were surprised to learn that there is no dedicated mobile app and the staff only sends email notifications (no text or phone). Another downside is the fact that there is no edition or free trial to try the product.
Another disadvantage is the lack of follow-up to credit reports. In any case, Zander Insurance is a potent and very effective tool against identity theft. In addition to SSN, dark web, social security fraud, tax evasion, and financial and criminal surveillance, suspicious activity is constantly monitored. Customer service also deserves your attention: the company provides support/recovery services 365 days a year.
Finally, unlimited clawbacks, stolen funds refunds (up to $ 1 million), and an easy-to-use website are other reasons to consider buying. After all, identity theft services for children are a great service. They apply to an unlimited number of children (dependents) and cover up to 25 years.
Zander insurance pricing and package-plans
Supervision of children – this is the only advantage of the family plan over individuals. There are no free editions or free trials at Zander Insurance, which is a major drawback. Payment options include debit credit cards as well as electronic checks. This service is affordable even if you go for the ultimate package, and the list of features is pretty impressive.
Here are the available Zander Insurance packages:
- Individual Plan – 6.7 dollars per month; $75 for the annual plan;
- Family Plan – 12.9 dollars per month; $145 for the annual plan.
Plus, customers that decide to commit for one full year will get decent discounts (up to 25%).
- It had the leading support and recovery service (365 days a year)
- Dependent identity theft monitoring
- It covers every single type of id theft.
- There is an impressive (100%) recovery success rate.
- About $1 million stolen funds/expense refund
- It has features like the SSN and dark web monitoring for its users.
- It has a financial and criminal monitoring feature.
- Constant data breach updates
- Unlimited recovery services
- It has no credit report monitoring.
- No text or phone alerts meaning users will only rely on email alerts.
- The company does not offer any free edition/trial.
Zander insurance is not the most reliable instrument for protecting against identity theft, but it is certainly very cheap. Granted, it doesn’t give you credit monitoring, but the list of services available is still pretty impressive. Also, it is a company with an excellent reputation that is, of course, also a great professional. The lack of notifications via SMS, phone, or mobile application is the main disadvantage of this service.
It’s a great all-around identity theft protection service and is recognized as one of the leading protection companies. It’s been around since 2005 and offers a wide range of services and features. It makes a pretty compelling case with around 4.5 million active users, a knowledgeable restoration team, and a generous MBG. Other notable features include a $ 1 million protection package, personal expenses compensation, SSN / credit notifications, and more.
When you add credit bureau monitoring, dark web monitoring, and lost wallet protection, you’ll see exactly why we put LifeLock high on the list. It’s safe to say that this service covers all types of surveillance and sends more alerts than most of its competitors. Besides, OTA received the highest rating in 2016 and has improved its ratings in other top third-party associations over the past three years.
Unfortunately, the higher levels are a bit too expensive; On the other hand, they contain a long list of useful extras. There is a separate help menu at the bottom of the screen on the company’s official website. It contains legal information, notices, privacy policies, identity restoration information, etc.
You can find a phone number for general topics, but you need to become a member to get more professional help. This is known as “priority support” and is available at higher levels. This is one of LifeLock’s biggest drawbacks, as the bulk of the contest offers help via email, tickets, and even live chat at no additional cost.
Registration is straightforward: first, create a Norton account on the official website. Next, you’ll need to provide your credit card and SS numbers, as well as other sensitive information. That’s it: as soon as you finish registering, the service works. In turn, the mobile app is just as user-friendly as the in-browser app and allows you to check your status quickly.
LifeLock pricing and packages
The standard package is pretty standard and only includes monitoring credit by individual offices and notifications of ID / Social Security numbers. They add Norton’s security antivirus and a decent VPN (available for up to ten devices). Credit card and bank notifications are also part of the package. Finally, Ultimate offers three-bureau credit monitoring, security / VPN for an unlimited number of devices, and more.
Stolen funds are refunded at $ 25,000 for Standard, $ 100,000 for Advantage, and $ 1 million for Ultimate.
As with the previous service, credit cards and PayPal are the only payment options available. The list includes Visa, Master Card, Discover, JCB, American Express, and again PayPal. Another similarity is that there is no free edition. However, they offer a free 30-day trial that should leave more than enough time to test the product.
Here are the available LifeLock packages:
- Standard – 9.99 dollars per month;
- Advantage – 19.99 dollars per month;
- Ultimate Plus – 25.99 dollars per month;
- LifeLock Junior – 5.99 dollars per month (only available after you purchase the standard LifeLock).
- Excellent support for restoring one’s ID.
- The staff monitors black-market websites for your info.
- They offer stolen funds compensation to their users.
- Up to S1 Million Refund Package.
- 60-Day money-back guarantee.
- Includes Norton Internet Security.
- Lost wallet protection.
- Dark web monitoring.
- They have priority support, which is only available to their elite subscribers.
- The advanced packages are regarded to be a little expensive compared to other market product services.
- There is no family plan available for this service.
Comprehensive identity theft protection – that’s all LifeLock offers. They are a trusted name, quick responses, and professional staff is even more reasons to consider buying. With affordable prices and a long list of anti-fraud monitoring features, millions of customers around the world have a choice. It’s a shame the higher levels are expensive, and there isn’t great support for newbies.
IdentityForce is known internationally as a respected provider of identity theft protection with world-class customer service. EZShield recently acquired IdentityForce. It’s still on all kinds of top 3 lists, along with LifeLock and Identity Guard. By an alliance with EZShield, you get the best of both worlds – double up to fight cybercriminals. With a perfect reputation and rave reviews from customers and experts, IF is worth every penny you pay for it.
The long list of services includes criminal records, advanced fraud, change of address, sex offender, credit report, and internet surveillance, to name a few. The alarm services are pretty impressive too. With IdentityForce, you will always receive Identity Theft, Payday Loans, Fraud, Change of Address, and other types of notifications via email and SMS.
There are some handy privacy tools out there and in-depth credit monitoring, and 1 mil identity theft insurance. When it comes to identity monitoring and alerts, this provider is a safe choice. You can find several carefully designed menus on the support page of the official website. We have an FAQ section and multiple menus with helpful guides on alerts, membership, credit monitoring, identity theft, and much more.
If you want to get in touch with the staff, there is a phone number on the main screen’s top corner. The company also offers a useful free mobile application for all active members. Use this option to access your identity protection information from all corners of the planet. IOS and Android are supported. Recently they updated the user interface, and it is now faster and more intuitive.
IdentityForce pricing and plans
Ultra-Secure is a fairly feature-rich plan that excels in alerting, monitoring, recovery, and control. But, as you guessed it, it doesn’t offer credit tracking/reports/ratings. To do this, you need to upgrade to Ultra Secure + Credit. Child watch ID protection is an additional option on both plans.
Here are the available IdentityForce packages:
- Ultra-Secure – 17.9 dollars per month; $179.9 for the annual plan;
- Ultra-Secure + Credit – 23.9 dollars per month; $239.9 for the annual plan.
The company offers a 14-day trial that is less than 30 days, but it’s still quite generous. However, make sure to cancel the subscription before it ends. Otherwise, you will be automatically billed. The payment options are international credit cards and PayPal.
- Industry-leading 24/7 Customer Support (over the phone)
- Three-bureau reports
- Instant alerts to credit bureaus
- Advanced fraud monitoring
- The company provides a 100% ID recovery guarantee.
- They offer a $1Mil Insurance Policy.
- Real-time alerts
- Fully managed restoration
- Includes a useful mobile app
- You will have to cancel auto-subscription after the trial period manually.
- More expensive than average (but offers more useful features)
- Only capable of tracking one bureau’s score per month
This company has existed for over four decades and has an excellent reputation. And while customer service is indeed the greatest pro, it has a lot more to offer regular users. First, the list of surveillance services is impressive; Second, alerts are automatically sent to credit bureaus.
ProtectMyID is owned by Experian, one of the largest companies in the industry, a company with access to tens of billions of data sources worldwide. To be clear: Experian is one of the largest credit bureaus. It’s still a great choice and is known for tri-desk surveillance, instant notifications, and a user-friendly website. By combining credit monitoring and identity theft protection, the provider offers a convenient all-in-one package that covers most potential customers’ needs.
With SMS and email notifications, you can act instantly and potentially prevent cybercriminals from getting their hands on your personal (and sensitive) information. The feature/service list is solid and includes Dark Web Watch, SN Watch, Lost Wallet Support, and more. Unfortunately, plus (the standard package) lacks useful features, but nothing too important.
While the user interface is user-friendly and intuitive, the registration process leaves a lot to be desired. If you have a promo code, the website will likely be redirected to another page. There’s nothing to worry about, but it would have been nice to have a warning. On the positive side, the 24/7 support is excellent: US experts are happy to help you restore your identity. These people have decades of experience and are competent enough to make a difference.
ProtectMyID prices and packages
In addition to the single device plans, you can also opt for the tariffs one adult + ten children (15 USD plus / 25 USD premium) or two adults ten children (19 USD plus / 29 USD premium). Yes, these are the family plans. To test the product on your device and determine whether it is suitable for you or not, you can use the free trial version. It lasts 30 full days and only requires registration on the website.
Here are the available ProtectMyID packages:
- Plus – 9.99 dollars per month; $99.9 for the annual plan;
- Premium – 19.9 dollars per month; $199.9 for the annual plan.
If you’re wondering what the difference between Plus and Premium is, it’s not really obvious. Primarily, users receive three reports from the credit bureau. SM monitoring and bank account takeover warnings are also part of the picture. Other than that, these two are almost identical.
- Owned by Experian, a big player in the business
- ID Protection and credit monitoring
- Friendly, easy-to-use website
- Instant SMS and email alerts
- Scans thousands of websites, including the Dark Web
- $1mil ID Theft Insurance
- Three-bureau monitoring
- Entry-level package lacks several useful features/services
- The registration process is a bit awkward
ProtectMyID is a secure choice for those looking for a robust and comprehensive tool to protect identity. Users can get credit information directly from one of the sources. With a full suite of identity protection/credit monitoring services, ProtectMyID ensures that you are well protected. Checking in could be easier, that’s for sure.
Privacy Guard is the identity theft protection of choice for over 100 million people worldwide. Ease of use, accessibility, and the best credit protection are the main reasons for this incredible popularity. Flexibility is what you get when you can pay for credit monitoring, identity theft protection, or both, depending on your current needs.
However, social surveillance is not yet available. Also, there are no family plans. Surveillance coverage is a bit limited now (not terrible, but still not all the way up). That said, the strong points easily outweigh the weak points, and Privacy Guard is indeed a good value for money.
Million Dollar Identity Theft Insurance, Public Folder Tracking, Dark Web Tracking, and Lost Wallet Assistant are some of the standout features. Also, PG not only sends notifications by SMS and email but also by phone. The digital application is very robust: it has a secure browser for your phone and a secure keyboard.
Use the member’s phone or email address to get in touch with the staff. Support agents are very responsive and generally very helpful. There is also an FAQ section for those who want to fix problems themselves and a comments menu.
Privacy Guard pricing and plans
The company also offers a free trial, but it only lasts 14 days. Additionally, you will be charged exactly one US dollar, which technically prevents it from being called a “free” trial. Still, it’s good business, and you won’t be automatically billed for a plan after the trial period ends.
Here are the available Privacy Guard packages:
- ID Protection – 9.9 dollars per month;
- Credit Protection – 19.9 dollars per month;
- Total Protection – 24.9 dollars per month.
The names of the plans are pretty straightforward. For a basic analysis of the recordings, select the entry-level. For in-depth credit research, switch to credit protection. And finally, the ultimate package offers the best of both worlds. The secure mobile keyboard and secure mobile/PC surfing are the only features available in each plan.
- Lots of credit protection services
- Excellent (and highly active) support
- Comprehensive insurance cover
- Credit bureau alerts
- Highly affordable
- Offers a trial period
- Straightforward plans
- Up to $1 million recovery guarantee (no service guarantee, though)
- Text, email, phone alerts
- Digital protection app
- No mail list removal
- Family coverage is not currently available.
- No social media monitoring
- Overall, monitoring coverage leaves a lot to be desired.
Privacy Guard is one of those solid services that you can’t go wrong with. Above-average credit protection combined with a practical mobile app makes this product a product that is worth every penny. The test phase and the simple and uncomplicated packages (plans) are further advantages of PG. No family coverage.
ID Watchdog detects potential threats quite well. With over 13 years of experience and an A + rating from BBB (Better Business Bureau), he is an active player in the company. The CFA (Consumer Federation of America) recently named it the Most Valuable Provider of Identity Theft Protection.
Like the previous entries on our list, ID Watchdog has a wide range of protection and monitoring tools. ID, SSN, no-credit, change of address, public records, and monitoring of high-risk transactions are only part of what this service can do.
Compared to some of its competitors, ID Watchdog only offers a limited number of services, but these are more than enough to keep you safe. Add in a 100% resolution guarantee and a team of professionals who can help you recover your stolen ID, and you will see why the CFA has praised it great. Live support is offered in over 100 languages , which is a huge benefit.
Customer service is available around the clock by phone and email. You will see a “Contact Us” option in the top right corner of the website. When it comes to user experience, the registration process is straightforward. It’s a bit strange that you can’t write down your date of birth but have to select it from the drop-down menus. Connection and disconnection can also sometimes be delayed. Additionally, the user interface is very dated and reminds us more of the 2000s than in 2019.
IDWatchdog prices and packages
The entry-level Plus model offers a long list of functions. This includes SMS/email notifications, identity recovery, million-dollar insurance, SSN monitoring, and much more. The major difference between the Plus package and the Ultimate Package is the credit monitoring system. With the more expensive plan, you get monitoring and follow-up reports from all three credit bureaus (and unique monitoring of the credit bureaus with Plus).
Here are the available ID Watchdog packages:
- Plus – 14.5 dollars per month; $134.9 for the annual plan.
- Platinum – 19.9 dollars per month; $219 for the annual plan.
The company is known for continuously offering discounts and price cuts. So, keep an eye on the official websites, so you don’t miss any upcoming incentives. As you can see, annual plans save money in the long run. Unfortunately, there is no free trial (or free edition) available for this service. The payment options are the same as with all previous providers: credit cards and PayPal, nothing else.
- The best resolution service on the market
- Complete id restoration
- Standard + advanced id monitoring
- Three-credit report monitoring
- Constant payday database load monitoring
- Live service/support (in 100+ languages)
- Instant email and SMS alerts
- Keeps tabs on the black market
- NPI (national provider identifier)
- A modest set of services compared to the rivals.
- Child id protection not openly available, but you can request it.
- Charges you extra for using pre-existing features/services.
- No removal from mailing lists
- An outdated website and user interface
If you are looking for a 100% resolution guarantee, ID Watchdog is a good deal for you. When you add the latest service (support is available in 100 languages) and instant notifications (email and SMS), you have a lot. Granted, the list of services is limited, and some of them have additional fees, but it’s still a decent deal.
Cutting edge protection combined with instant alerts and close monitoring makes it one of the most influential players in this field. Founded in 2003, IDShield has been in the market for over 15 years and has a million active users. IDShield is a division of LegalShield (founded in 1969). With coverage in 50 states + Canada, IDShield is a “hot” service featured on CNBC, Bloomberg, The Hill, and more.
In fact, the list of features available is pretty impressive, and they all work to your advantage. When it comes to alerts, we think the loan application notification is the biggest pro from this provider. Whenever a criminal tries to create an account on your behalf, IDShield sends out an alert.
Another notable feature is the monitoring of high-risk applications and transactions. With its help, employees can detect fraudulent behavior three months earlier than standard credit monitoring. Finally, telecommunications surveillance ensures that your phone is never redirected.
Strangely enough, it cannot be monitored by three credit bureaus. The good news is, as you can see in the Pricing & Packages section, this company gives you the best deal for a family. The support also deserves our praise: users have 24/7 access to emergency personnel to quickly and efficiently fight identity theft.
IDShield pricing and plans
As the names suggest, users can choose between single-user and family plans. There is also the option of using 1 Office or 3 Office packages. The company protects you and the spouse and children (up to ten users) with the family. There is also a free 30-day trial available, but the automatic subscription must be canceled manually. Otherwise, your credit card will be automatically charged on the 31st day.
Here are the available IDShield packages:
- Individual (1-Bureau Package) – 12.9 dollars per month;
- Individual (3-Bureau Package) – 17.9 dollars per month;
- Family (1-Bureau Package) – 25.9 dollars per month;
- Family (3-Bureau Package) – 32.9 dollars per month.
That’s it for IDShield pricing and plans. The prices are competitive, and the flexibility of the packages is sufficient. Also, it is straightforward to see what you are getting with each of the plans.
- Social media/credit/SM monitoring
- Public record monitoring (78 billion records in total)
- Telecom (phone-record database) Monitoring
- Instant alerts over SMS and email
- Hard credit inquiry alerts
- High-risk application and transaction monitoring
- Advanced Dark Web monitoring
- Payday loan monitoring
- Address change and court record monitoring.
- Family plan offers child monitoring.
- No three-bureau monitoring
- Computer security isn’t a part of the deal.
- Retirement account monitoring is not available.
The most powerful aspect of IDShield is the full family plan. It easily covers parents and up to ten children, which is not possible with most competitive products. Also, it has an inspiring list of monitoring and alerting services/functions. The main disadvantage is the lack of supervision at three desks.
IDNotify is another trusted service from Experian with one of the most attractive annual plans. They monitor a variety of factors to help predict possible identity theft attempts. As soon as suspicious behavior is detected, the user is notified immediately, and the staff takes action to arrest criminals. Experts can be reached around the clock by phone and email. There is also a comprehensive FAQ section, but we strongly recommend letting the professionals handle identity theft. Simple and affordable – these are the best words to describe IDNotify.
Although it cannot compete with the feature/service owners (and most of the extras are only available at higher levels), it is a very user-friendly and efficient tool. Backed by Experian, it also has access to an extensive database, which in some cases can be larger than the list of features. A million dollars in insurance, flexible pricing, and a good reputation are other benefits of this service.
Public records, sex offenders, and social number monitoring are also part of the business. The user interface is simple and user-friendly: all important information is always available on the main screen. The bad news is that childcare is expensive and needs to be purchased separately from the main packages.
IDNotify pricing and plans
With Essential, users get a standard package that includes social media, the internet, and of course, credit monitoring. These include recovery from identity theft and loss of wallets. For better coverage, we recommend upgrading to Select (however, only a single desk will be monitored).
Here are the available IDNotify packages:
- Essential Plan – 9.9 dollars per month;
- Select Plan – 17.9 dollars per month;
- Premier Plan – 25.9 dollars per month;
- Child Monitoring – 5.9 dollars per month.
Premier, the most expensive plan, has all the major features like monitoring three credit bureaus. Taking care of children is self-explanatory. Free trials are not available for any of the levels. The company only accepts credit cards (Visa, American Express, Master Card, and Discover).
- Three-bureau credit monitoring (depends on the package-plan)
- Vantage score updates every month
- 24/7 internet surveillance
- ID theft insurance/restoration
- SSN (social security number) trace
- Provides court records monitoring
- Non-credit loan monitoring
- It doesn’t provide a mobile app
- Child monitoring is unreasonably expensive
- Most plans only offer one-bureau monitoring
- Some vital features only available with the higher package-plan
If you are looking for high-quality identity theft protection and credit monitoring with an affordable first-year plan, this might be a good choice for you. With this, you also benefit from state-of-the-art credit monitoring and a team of professionals who monitor your credit. The second, when the criminals try to injure/steal him; You will take care of everything in no time. It is a shame that child supervision is expensive, and some essential features are not available in the basic plans.
Equifax, a leading credit reporting company, suffered a massive data breach. This has resulted in many negative reviews, and the provider is still finding ways to overcome them. While Equifax actually leads the way in terms of market exposure, Equifax’s customer support is way below par.
First, the website is permanently unavailable in the US and many European countries. Second, the support takes forever to answer customer questions, and their answers are not professional. Compared to the other entries on this list, Equifax is by far the worst choice when it comes to customer support.
Another disadvantage is the limited digitization of the dark network and the restoration of identity. On the plus side, credit reports are impressive, and when it comes to getting FICO scores, this service is one of the best in the business. Plus, they offer up to $ 1 million worth of restaurant insurance, an attractive family plan, and work better than most large withdrawals.
Finally, as a credit bureau, Equifax is a safe choice. It’s also a great choice for identity theft protection. Unfortunately, poor customer service and the latest security breach have made the company a notorious “big bad” company. Furthermore, he does little to help his customers re-establish their identity.
Equifax pricing and plans
The ID Patrol entry-level package does not provide credit monitoring, and there are no financial warnings. These features are available from Premier. Simultaneously, the standard plan includes three-bureau credit monitoring, web scanning, automatic fraud notifications, identity theft insurance up to $ 1 million, and much more.
Here are the available Equifax packages:
- ID Patrol – 16.9 dollars per month;
- Premier – 19.9 dollars per month;
- Family – 29.9 dollars per month.
The family plan offers the same plus several identical services for one other adult and up to four children. The company does not offer a free edition or free trial and only accepts credit card payments.
- This is a big-time credit reporting agency
- Excellent credit reporting (impressive at determining FICO scores)
- Easily identifies large withdrawals
- $1mil in restoration insurance
- Comprehensive web monitoring
- They offer a generous family plan
- Limited identity restoration services
- Limited dark web scanning
- Arrest, criminal, or court records aren’t being monitored
- Horrible customer support
Most people don’t want to forget this company’s bad reputation. Also, we have to admit that customer support is worse than any other company on the list. On the other hand, identity theft/credit monitoring with this service is adequate. And they offer it competitively, especially if you go for the family plan.
Should I get identity theft protection?
Everyone should have identity theft protection, regardless of their age, amount of money, credit rating, or whatever, as we all have personally identifiable information that people can steal easily, whether from a lost wallet or a phishing scam. While Identity Theft Protection cannot completely prevent identity theft, it can notify you as soon as it detects something suspicious and purchases identity theft insurance.
Identity theft protection monitors areas for user credentials to ensure they are not found where they shouldn’t be. These areas can include credit scores and reports, court records, US address changes, financial account takeovers, and other criminal areas.
As an internet user, it is essential to have one of the listed Identity Theft protection services.
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